Debt Collection Pricing
Our core debt recovery services operate on a ‘No Collection, No Commission’ basis, so you only pay commission on funds successfully recovered. Rates are agreed upfront and reflect the circumstances of your case, giving you a clear understanding of the costs before you instruct us.
debt collection pricing
No Collection, No Commission
With our core debt recovery services, you only pay the agreed commission on funds successfully recovered. If recovery is unsuccessful, no collection commission is payable. There are also no monthly or annual subscription fees for standard debt recovery instructions.
Some cases may require additional services, such as legal action, tracing, or enforcement. These are charged separately, with all costs explained and authorised before any work begins.
debt collection pricing
How much does debt collection cost?
Our commission rates depend on the type of debt, the outstanding balance, and the circumstances of your case. We assess each instruction individually, so you’ll receive a rate that reflects the recovery work involved.
Indicative commission rates
| Recovery location | Commission rate |
| England & Wales | 5%–25% |
| International | 25%–40% |
These ranges are a guide rather than fixed charges. We’ll review your case and provide a personalised quote before you commit, so you know exactly what commission will apply.
debt collection pricing
What affects your commission rate?
Not every debt requires the same level of work. We consider several factors when calculating your commission rate, so the cost reflects the circumstances of your case.
1. Age of the debt
Older debts can be harder to recover and may require more extensive collection activity.
2. Outstanding balance
Larger debts may qualify for a lower percentage commission.
3. Debt type and recovery stage
Commercial, consumer, and post-judgment debts can involve different recovery requirements.
4. Volume and recovery prospects
The number of accounts involved and the likelihood of successful recovery can also influence your rate.
debt collection pricing
Are there any additional costs?
Our core pre-legal debt recovery service is generally covered by the agreed commission, although some cases may be subject to additional charges, which we’ll explain upfront.
If legal proceedings, insolvency action, debtor tracing, or enforcement become necessary, separate costs may apply. We’ll outline these before any work is authorised, so you can weigh the potential costs against the prospects of recovery.
You’ll decide whether to proceed with further action, based on what makes commercial sense for your business.
debt collection pricing
Frequently asked questions
Find answers to common questions about commission, additional charges, and getting a quote for your debt recovery requirements.
Yes. Commission is calculated on the amount successfully recovered, rather than the original outstanding balance.
A minimum debt value applies to standard instructions, although smaller debts may be considered in certain circumstances.
Contact us to confirm eligibility and any applicable charges.
There are no standard setup fees or monthly subscriptions for core debt recovery. Any additional charges will be explained before you instruct us.
No. Legal proceedings and other specialist services may involve separate costs, regardless of the recovery outcome. We’ll explain these before you authorise further action.
Yes. Share the details of your outstanding debt, and we’ll review your case and provide a no-obligation quote with the applicable commission rate.
Get in Touch
Get a debt recovery quote
Find out what it could cost to recover your outstanding debt. Request a personalised, no-obligation quote from our team, or ask Athena AI for instant guidance on our fees.
contact@athenacollections.co.uk
Phone
+44 203 747 6719
Address
Lytchett House, 13 Freeland Park, Wareham Road, Poole, BH16 6FA